News

European Commission Publishes Crowdfunding Guide for SMEs

 DG Growth has published a crowdfunding guide for SMEs as part of the EC’s general endeavour  to understand and  inform citizens about the potential and the risks of this new form of finance. ECN has been carrying forward a dialogue …

EC's Consultation on Prospectus Directive Aims at Facilitate Businesses' Access to Capital Markets

 The European Crowdfunding Network (ECN) welcomes the public consultation of the European Commission on the Prospectus Directive. We have since long questioned its application, especially with regard to the extensive differences of member state interpretation for transactions below €5 million. …

European Banking Authority Releases Opinion Letter on Lending Based Crowdfunding

 The European Crowdfunding Network is happy to see the European Banking Authorities detailed opinion on Lending Based Crowdfunding. We support the call for clarification from the European Commission with regard to the application of existing EU laws to lending based …

Forthcoming election of ECN’s Executive Board for the period of 2015-2017

 During its annual General Assembly in June 2015 the European Crowdfunding Network (ECN) will renew the composition of its Governing Body the Executive Board. The role of the Executive Board is to fulfill its statutory mandate to supervise the management …

Pan-European Report Highlights Steep Growth of Alternative Finance

 The alternative finance market could reach a value of €7b in 2015. This is one of the many interesting outcomes of the report called “Moving Mainstream: The European Alternative Finance Benchmarking Report” published today by the new Centre for Alternative …

EC Launches a Public Consultation on Capital Markets Union

 As anticipated, this week the European Commission launched its landmark project to unlock funding for Europe’s businesses and to boost growth in the EU’s 28 Member States with the creation of a true single market for capital. The Capital Markets …

Events

CrowdTuesday, 28 April 2015, Brussels

 CrowdTuesday in Brussels. The crowdfunding ecosystem in the area is invited to get together, for two hours of discussions about the crowdfunding industry, its news and developments. The focus theme of this event is Crowdfunding for Music and the Arts. Following …

Policy Conference: Boosting investment readiness in Europe, 23 April 2015, Brussels

 On 23rd April 2015 in Brussels,  InvestHorizon will organise a one-day-conference on new insights into investment readiness with dedicated workshops on new strategies, tools and needs in fields such as access to finance and investor sensitization, fruitful matchmaking and preparing …

CrowdTuesday, 22 April 2015, Utrecht

 CrowdTuesday arrives for the first time in Utrecht, the Netherlands. The crowdfunding ecosystem in the area is invited to get together, for two hours of discussions about the crowdfunding industry, its news and developments. Following the agenda of the event: 06:00 …

CrowdTuesday, 31 March 2015, London

 London welcomes back  CrowdTuesday for the first time in 2015. The crowdfunding ecosystem in the City is invited to get together, at the British Business Bank, for two hours of discussions about the crowdfunding industry, its news and developments. The agenda of the …

Addressing the Challenges of the Swiss Financial Services Market, 26 March 2015, Geneva

 PROFILE’s annual financial services meeting provides a view from the industry experts on the latest trends in the areas of  crowdfunding, investment management as well as mobile and cloud technologies in the Swiss marketplace while discussing regulatory concerns. This year the event has the valuable …

Marketplace lending in Lithuania 2015: current state and new opportunities, 24 March 2015, Vilnius

 SORAINEN and SAVY, the first Lithuanian peer-to-peer lending platform, are organising a conference "Marketplace Lending (Peer-to-Peer, Crowdfunding) in Lithuania 2015: Current State and New Opportunities”. The conference will be held at Radisson Blu Hotel Lietuva, Vilnius, on 24 March 2015. …

 

Facts and Figures

ECN Review of Crowdfunding Regulation 2014

 This second edition of our Review of Crowdfunding Regulation published at the end of 2014 marks yet another milestone in the work of the European Crowdfunding Network, its members and its supporters. The paper covers the legal frameworks in 30 …

How peer-to-peer lending works

 Peer-to-peer (P2P) lending or social lending is essentially debt crowdfunding. P2P platforms bypass banks by connecting online lenders with borrowers for mostly small loans — like credit card debt — using proprietary technology to assess risk, creditworthiness and interest rates. …